Private pay means an individual or their family will use existing savings and assets to cover the cost of care services. Private pay, also known as paying “out-of-pocket” or “private duty,” is one of the most widely accepted forms of payment in the home care space.
If you or someone you care for requires long-term care, it is especially important to determine if it is affordable paying out-of-pocket. Before researching home care options, first get a good understanding of the finances you have available.
The payment method we accept includes all major debit and credit cards, ACH transfers, Zelle transfer, cash or bank cheques.
Understanding the payment options for home care can be complicated and confusing. One of the first steps in the process is to determine whether or not your loved one has Long Term Care Insurance. Because the care your loved one requires is considered “non-medical”, these services are not covered by traditional health insurance
What is Long Term Care Insurance?
Long-term care insurance covers in-home care and community-based care generally not paid for by health insurance, Medicare, or Medicaid
Families can speak directly with their insurance company to see what benefits are available within their policy.
Workers’ compensation insurance provides medical and wage benefits to people who are injured or become ill at work. The coverage is mandated by each state and the wage and medical benefits vary by state. We contract with workers comp insurance companies to provide care for individuals who fit this requirement.